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Health Insurance: Motion (Resumed) [Private Members]

Vote from 06/03/2013

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Moved by Deputy Billy Kelleher on the 5th of March 2013:
That Dáil Éireann:notes that:

- there is an ongoing and persistent increase in the cost of private health insurance, with a crisis of affordability for both individuals and families developing;

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Background information

Moved by Deputy Billy Kelleher on the 5th of March 2013:
That Dáil Éireann:notes that:

- there is an ongoing and persistent increase in the cost of private health insurance, with a crisis of affordability for both individuals and families developing;

- the increase in private health insurance premiums is significantly ahead not only of inflation generally, but health sector inflation as well;

- an average of six thousand consumers leave the private health insurance market every month;

- there is little incentive for younger people to take out health insurance;

- the haemorrhage of younger, healthier policy holders is threatening the sustainability of the private insurance market by generating further upward pressure on health insurance premiums for those who remain; and

- many of those who remain have downgraded their level of cover; and

calls on the Government to:

- act speedily to reduce costs in the delivery of both public and private health care as undertaken in the programme for Government;

- introduce lifetime community rating;

- revise the legal definition of non-advanced plans so that the 300,000 holders of lower level plans will not face a substantial rise in their health levy;

- defer the increase in the health levy which is scheduled for the end of March;

- remove children from liability to the levy;

- ensure patients who have private health insurance and pay their taxes do not lose their universal entitlement to public health care funded by the State;

- work with insurers to develop industry standard clinical pathways;

- permit public hospitals to negotiate with health insurers; and

- use its position and purchasing power as a VHI shareholder to negotiate a reduction in consultant fees.

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